I have serviced the OC Community and surrounding areas for most of my career and love my community! I have been in the mortgage business for over 20 years and love what I do because I can make a difference in the lives of my clients and my realtor partners.

I have vast experience in the Mortgage Industry and have been a leader in both Wholesale and Retail Lending Markets since 1998. My extensive expertise and high level of customer service satisfaction makes me a valuable resource to my clients. My commitment to transparent lending through integrity, honesty and attention to detail provides my clients with the absolute best research and options available. I am competent in all lending products VA, FHA, Conventional, Jumbo, Down Payment Assistance, and HECM for Purchase and Refi.

I believe that your mortgage is my reputation. Call me for all of your mortgage and real estate needs... Hope to hear from you!

Testimonials

“Sandra helped me with my home 2nd purchase. She made the process very stress free and her communication throughout the process was top notch. I would recommend her to anyone.”
– John Perkins – Garden Grove CA

“Thank you so much Sandra, for going above and beyond for us. We survived the process because of all YOU did.”
– Cody & Lexie LaRocco

Sandra Baughman, Mark 1 Mortgage