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About Us

We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

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Loan Programs

Here at Mark 1 Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

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What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Sandra and her team did an amazing job at getting us refinanced at a much lower interest rate. We had a complicated situation that she professionally navigated with fantastic results. Highly recommend!!

Janel R

Yorba Linda, CA

I’ve had the opportunity to work with Sandra a few times before I confidently write this review. She saved one of my transactions from falling out when the other lender failed to fund the Buyers on time. Sandra is very responsive, truthful, and doesn’t hide anything. When she said she needed 10 days extension, she really meant it and did not ask for any additional extension afterwards. I believe one of the biggest challenges in a real estate transaction is closing on time or obtain the funds on time. If you need a loan officer who is transparent, professional, and responsive, Sandra is the person.

Mina V

Placentia, CA

As first time home buyers my boyfriend and I didn't know where to even begin. Sandra took the time to personally walk us through everything step-by-step and was available day and night to answer questions and go over everything we needed to sign to purchase our dream home! She was so kind and patient with us and our million questions and what ifs. In escrow she gave us a timeline to follow and made sure everything was completed and done right so we didn't miss any deadlines. We are coming to the end of our escrow now and we are so grateful for Sandra and Mark1. We don't think we could've made my dreams come true with any other lender. We are Extremely happy with our choice!

Jamie N

Anaheim, CA

Sandra is amazing! She has great knowledge and many years of experience in the Mortgage field. She is very personable and easy to work with. I highly recommend her.

Art F

Yorba Linda, CA

Sandra is a true professional. There are many choices when it comes to a mortgage specialist, but I have never met someone so professional, so quick to respond, and so knowledgeable about so many different programs. She works overtime to make sure that deadlines are met and that her customers have the best rate possible. I really appreciate the way she chooses to do business.

Charity F

Yorba Linda, CA

Sandra knows the inside outs of the mortgage industry and I love that about her! My thought process is if Sandra can't get you your loan, no one can! Highly recommend!

Natalie L

Newport Beach, CA

Getting a mortgage approved is stressful and hoping a refi goes through is super duper stressful. Without hesitation, I recommend Sandra Baughman with Mark 1 Mortgage for any of your lending needs. She is thorough, attentive, and accessible. She answers her phone! In tough times like these, you want someone who goes above and beyond to get your loan closed, and that person is Sandra.

Mike W

Yorba Linda, CA

Sandra Baughman of Mark One Mortgage is now my forever go to mortgage gal! In the past I have felt like I just had to trust my broker to do what they felt was right or “the only option”. However, with Sandra, we told her what we were looking for in the refi knowing we had a bit of a unicorn chance in finding it. Sandra went digging and digging and didn’t give up. Her vast knowledge and connections were so impressive. It was clear she had our best interest at heart and she was able to find the perfect loan deal for us. Unfortunately the loan was new on the market with a lot of hoops and we were the guinea pigs. Sandra took the reins and navigated the process like the rock star mortgage professional she is. She made it as painless for us as possible and I could tell she really advocated for us to get what we wanted and needed. I’m sure we were not Sandra’s biggest money maker by far but she treated us like VIPs and like a priority. I understood the process every step of the way and I am so pleased with the results. I will be recommending Sandra Baughman for residential mortgage needs until the day she retires. Thank you Sandra.

Melissa G

Anaheim, CA

She pulled off a loan 6 other loan officers could not, very impressive!

Conner A

Los Angeles, CA

Sandra is amazing!!! She goes above and beyond for her clients. I have never worked with someone who is so passionate about helping people and veterans from all communities. I recently bought a home and had issues with my loan and she found every possible outcome to help us. Very knowledgeable and professional in her job field. I would recommend her to all veterans and first time home buyers. We are looking forward to doing more future business with her. Thank you Sandra for all your hard work!!!

Stephanie G

San Diego, CA

Sandra is obviously a pro. She was all over the entire process from start to finish. Very knowledgeable and personal would recommend her for sure. Thanks

Richard S

Los Angeles, CA

Sandra knows her stuff. She's a hard worker and gets the job done. She go's above and beyond to make sure your happy. Everytime I needed her for anything, she was a phone call away. I'm a first time homeowner and we went through alot of hurdles. Sandra was there for us. She's not just an agent , she's a friend. I highly recommend her. She's the best.

Blanca V

Palmdale, CA



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